Brooklyn Personal Injury Lawyer

If you have been the victim of a car accident or you have been injured by another’s negligence, then you should know that speaking with a personal injury lawyer as soon as possible after the incident is vital. It is almost always beneficial to have a reputable personal injury lawyer by your side.

Anyone can become subjected to a personal injury. In these types of circumstances, it is critical that you have a personal injury lawyer to help you make your claim towards your pain, suffering, and injuries.

Car accidents are the leading cause of several types of injuries differing in severity depending on the brutality involved. In most car accidents, it is due to the negligence of the other driver that you may suffer an injury; therefore, you will want to hold them accountable by filing a claim. Aside from car accidents, workplace accidents account for the next highest amount of personal injuries.

When you have been the victim of a personal injury, it is in your best interests to hire a reputable Personal Injury Attorney that can guide you in filing your claim. Regardless of the type of accident, it is important to know your rights. A good lawyer can help lead you in the correct way to file a claim and help you understand all to which you are entitled.

It is important to not simply hire the first lawyer that you find in the yellow pages. When it comes to personal injuries, not just any attorney will do. You want a lawyer that has a lot of experience with personal injury law cases. Many claims may start out general and then become much more complicated, and in these types of cases it is critical to have a knowledgeable attorney at your side. Only a great lawyer can get you the compensation that you deserve.

Do not expect to find your attorney after just a few phone calls. Finding the best lawyer will require time, effort, and research on your part. There are several ways that you can research the best attorneys and, once you have compiled a substantial list, you can then compare the attorneys to find the one that suits your case best.

Narrow down your list and then plan to meet with the top ones on that list. It is best to meet with a few and then go over your options. This way, you can discuss your claim and obtain feedback. It is important to go over your claim with each lawyer to help you decide who is best to handle your claim. The lawyer should be able to go over exactly how he or she will process your claim.

You have the ability to obtain referrals for different lawyers from many different sources. You probably have friends or acquaintances that have had experiences that called for a personal injury attorney and they can refer you based on their experience. Additionally, there are also directories that list lawyers and their specific practice areas. These directories also list fees and other information that you will need to make your decision.

Orange County Auto Accident Lawyer

If you or someone in your family has been injured in an auto accident, you may have asked yourself, “Do I need a lawyer?” Mashney Law Offices attorneys stand ready to represent you.

It is a common and often costly mistake to assume that because you have insurance coverage you will not need or benefit from legal advice from a lawyer experienced in personal injury.

Insurance companies know that few auto accident victims are familiar with auto accident law, proper auto accident injury care, or the details of their own insurance coverage.

The majority of insurance companies have a list of doctors with whom they work. These defense doctors have an interest in maintaining a lucrative working relationship with the insurance company, an interest that may not align with an accident victims best interests, care, and legal rights.

In such situations, some defense doctors may minimize the severity of an auto accident victims injuries. Insurance companies may attempt to disallow some types of treatment in favor of less expensive and less effective treatments in order to reduce their costs. Even in accidents cases involving serious or catastrophic injury, an insurance company almost always disputes the cause of the injury and the necessity and extent of medical care continuing into the future.

Injured auto accident victims who attempt to negotiate without the benefit of legal advice from a licensed and experienced personal injury lawyer, after they have provided the insurance company with a recorded statement and been seen by an insurance company approved doctor, often discover that insurance companies are more interested in receiving premiums and in minimizing the costs necessarily associated with claims than with paying the claims of injured auto accident victims.

The injured victim of an auto accident may be wise to think carefully before attempting to negotiate with an insurance company on his/her own. The expert advice of the lawyers of Mashney Law Offices, experienced in auto accident and personal injury law, can be of great benefit to an auto accident victim.

In California as in most other states, if you are involved in an auto accident, fault and liability must be determined before an insurance company will make a settlement payment. Fault and liability refer to responsibility. The individual who caused the accident through carelessness or negligence is at fault and is liable for any property damage and personal injuries that result from an auto accident. Liability may be shared in situations in which more than one person is at fault. Each individuals settlement is likely to be based on his or her share of fault.

Auto insurance companies have deep pockets and teams of experienced and tricky claims adjusters and defense lawyers whose job it is to see that you get as little compensation as possible, a minimum payment, for your auto accident claim.

If you do not agree with an insurance company determination, Mashney Law Offices attorneys can file a lawsuit to recover additional damages, either for monetary damages, such as lost wages, or non-monetary losses, such as emotional distress, pain, anguish, loss of consortium, etc. Mashney Law Offices auto accident and personal injury attorneys have the knowledge, skill, ability, experience, expertise, and resources to represent you in your dealings with insurance companies.

Mashney Law Offices will work hard to see that you get the best settlement ethically and legally possible to compensate you for the damages, suffering, and losses you have incurred. For more information regarding auto accidents please visit

Law Of Attraction – Winning Lottery Or Any Goal

A few days ago I received an interesting email — which can be applied to ANY goal even though the person was referring to the lottery. Here’s the message:

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——– Original Message ——–
Subject: Problem with law of attraction and Lotteries
Date: Mon, 4 Aug 2008 19:47:32 -0300

I have read your interesting article “Millionaire mind: Win the Lottery – Luck or law of attraction?”

But sorry, I have found a problem with Law Of Attraction and Lotteries.

Imagine two guys: Paul and James who love to play in lotteries. Imagine there is an equipment called “Belief-meter” that shows the belief intensity in a scale 0~100. When applied to Paul and James the Belief-meter shows 100 to both guys. So, they have total, complete and absolute belief they will win in lottery.

Now these two guys will play in a lottery 5/50. But Paul chose the numbers 1-2-3-4-5 and James chose 46-47-48-49-50. Of course, the law of attraction will FAIL for one of these guys, since they chose different numbers, although they have total, complete and absolute belief they win in lottery.

How can you explain this situation?
Thanks.

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The answer you will be reading here applies to ANY goal — not only to winning the lottery. So, you’d better read carefully and absorb what you are reading.

The truth is that the law of attraction will NOT fail, but the Law of Attraction may make BOTH guys fail — NOT just only one of them!!!

Let’s start by saying that playing the Lottery is just another investment — just like investing in the stock market, real estate, commodities. The Universe doesn’t make any difference. The difference is only in your own mind. And lots MORE people lose EVERYTHING in the stock market, real estate and commodities than in the lottery. (Refer to our free Course on the lottery)

Too many gurus and experts out there keep saying that the Law of Attraction works for everything. But, they will give you all sorts of reasons why it doesn’t apply to the lottery.

Why not? If the Law of Attraction does not work for the lottery, then we have an exception. And then we may ask “How many more exceptions are there?”.

The REAL name of the “commercial” Law of Attraction is the LAW of BELIEF. The Law of Belief is the Law of Life.

And there are NO exceptions to this Law.

The Law is unbiased, impersonal, unforgiving with anyone who does not follow it. If you do not follow the Law you are doomed.

I want to remind you of the motion picture “Les Miserables”. For me, the best version is the one played by Richard Jordan (in the role of Jean Valiean) and Anthony Perkins (as Inspector Javert).

For Inspector Javert, there is no compassion, no mercy. ONLY the LAW!

The Universe operates in a similar way. If you do not obey the LAW, you are doomed — There is ONLY THE LAW!

So, you’d better learn about the LAW now!

The BEST way to deal with the Law of Belief (also known as the Law of Attraction) is to understand once and for all that those famous vibrations the gurus and experts are talking about are CAUSED by the BELIEFS and VALUES you hold at the Subconscious level.

Take care of those beliefs and values, and you will automatically generate the CORRECT ‘high’ vibrations that are exactly what you need to attract the results you desire.

WHY is it that they don’t teach you that? Either they are ignorant of the real LAW and how it works . . . or business is REAL GREAT for them!

There is absolutely NO NEED for you to become OBSESSED with your vibrations as these gurus and experts command you to do — while they keep SELLING more and more Law of Attraction books, DVDs, and paraphernalia. Great for THEIR business, BAD for YOU! (Refer to many of my previous articles about how the Law of Belief operates)

The super rich and super successful people do not go around OBSESSING about the BAD vibrations. They simply get busy ZAPPING from their minds the limiting, conflicting beliefs and values, and replacing them with beliefs/values that are supportive of their goals. They know that by doing that, the ‘vibrations’ will take care of themselves automatically without them becoming OBSESSED — which is the opposite of what most of the gurus and experts tell you to do!

After this enthusiastic but ACCURATE introduction, let’s answer the question in the email above.

It is 100% possible that both Paul and James believe 100% that each will win.

In fact, the human Belief-O-Meter may confirm that each one believes 100%. (Refer to one of my previous articles on how to make your own Belief-O-Meter).

But . . . and here is the BIG catch . . . the human Belief-O-Meter ONLY measures the magnitude of the belief about winning the lottery (25%, 50%, 77%, 93%, 100%).

The human Belief-O-Meter does NOT indicate that there might just be some HIDDEN and CONFLICTING BELIEF and/or VALUE that will make totally USELESS the 100% belief in winning the lottery.

I will give you a few examples.

Example 1:

What if Paul believes 100% he will win the jackpot but, hidden deep in his Subconscious, he has the religious belief that “Rich people never go to heaven”? And he wants to go to heaven. This hidden belief will neutralize the 100% belief in winning the lottery. Paul may not know of this hidden conflict. But the Subconscious does and it will make certain Paul will not win!

Example2:

Or maybe Paul believes that “Rich people are dishonest” and one of Paul’s highest VALUES is “honesty”. If he wins and becomes rich, he will become dishonest. And he will AVOID that at all cost because his subconscious mind will not allow him to go against his deep held VALUE of ‘honesty’. Therefore, his 100% belief in winning the lottery is in CONFLICT with a deep VALUE. He will NOT win! (or if he wins, he will very quickly lose all the money).

Example 3:

What if Paul has this VALUE that “It is better to give than to receive”? People with those USELESS values never receive anything, except problems. In Paul’s case, his Subconscious will NOT allow him to win because it would be in CONFLICT with Paul’s VALUE that receiving is NOT a good as giving. Does this remind you of those persons you may know who are always giving and helping others but who hardly receive anything in return? (Remember, the Universe doesn’t give a hoot because you did not obey the LAW of Belief which requires that you eliminate all conflicting values!).

Example 4:

What if James had this BELIEF that “We cannot afford it” because he heard his parents saying it over an over again while growing up? That belief is still in his Subconscious. It was never eliminated and replaced by “Yes, I can afford anything I want”. Now, if James were to win the jackpot in the lottery he will be able to afford anything! And that is something the Subconscious cannot allow because it is in conflict with James’s current belief “I cannot afford it”.
And as long as James keeps holding that limiting belief, he is doomed to failure.

Example 5

What if a long time ago, when James was a 4-5 year old kid, his mother got very upset with him and even punished him for placing a coin in his mouth while she yelled at him “Money is dirty!”?

Now, many years later, subconsciously, he will avoid money because ‘money is dirty” and he doesn’t want to be/get dirty! Again, a very limiting and forgotten experience created a belief that is in conflict with having money. James forgot all about that incident and what his mother said. But his Subconscious did NOT and will not allow him to win money because that would make him dirty. Actually,James will have all kinds of problems making ANY money because of that hidden belief.

Example 6:

What if Paul believes 100% he will win the jackpot but, hidden deep in his Subconscious, he has the belief that “It is real hard for me to make money”? This hidden belief will neutralize the 100% belief in winning the lottery. Why? Because to win the lottery the only EXTERNAL ACTION need is to BUY a lottery ticket. And that is TOO EASY! Paul may not know of this hidden conflict. But his Subconscious mind does and will make certain Paul will not win because it will be TOO EASY!

And this conflict will be increased even MORE if Paul happens to also believe that “making money through HARD work and by overcoming tremendous difficulties has LOTS of merit and easy money has NONE!”

(We all have heard the GREAT VALUE of working real hard, being defeated many times, UNTIL finally one wins against all odds! — propagated throughout history over and over again until TOTALLY hypnotizing the human race with the terribly LIMITING, USELESS and FALSE belief that ‘making money and achieving goals has only MERIT if done the HARD way and it is the ONLY way one can do it!”.)

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I believe you can easily come up with more examples of your own.

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The point I want you to understand is that MOST gurus and experts only talk about regular beliefs. And they SELDOM, if ever, teach you that you MUST start by FIRST identifying/eliminating limiting. conflicting BELIEFS and VALUES, and then, replace them with useful, supportive ones. We do teach you that and place GREAT emphasis on the fact that doing it is absolutely CRUCIAL to your success.

And ONLY Anthony Robbins and our Courses talk about the CRITICAL importance of VALUES and how to get rid of any conflicting values and replace them with the ones that will help you achieve your goals — and NOT block them.

Read carefully because the following not only applies to the lottery but to ANY goal, in ANY area of ,your life:

A — You can have a deep belief and certainty in getting your goal, but IF you have another hidden limiting BELIEF that is in CONFLICT with that goal, that ONE limiting belief will neutralize your 100% belief in achieving your goal and BLOCK your way — until that limiting belief is identified, eliminated and replaced by a useful, supportive belief.

B — You can have a deep belief and certainty in getting your goal, but IF you have another hidden limiting VALUE that is in CONFLICT with that goal, that ONE limiting value will neutralize your 100% belief in achieving your goal and BLOCK your way — until that limiting value is identified, eliminated and replaced by a useful, supportive value.

That’s is one of the most common reasons why — NOT only in the Lottery — MOST people do NOT get what they want. They work on believing 100% that they will get what they want, They can get 100% in the human Belief-O-Meter,
BUT . . . they IGNORE or WERE NEVER TAUGHT that they must also work on a different type of belies: VALUES.

*** Note: Value can be dealt with as an emotional ‘state’ (as in NLP) or as a different type of belief (the belief that something as little or a lot of ‘desirability’). Or as BOTH a belief and an emotional ‘state’.

One more time . . . . . .

The human Belief-O-Meter will ONLY indicate how much (50%,10%, 75%, 85%, 100%) you believe that you will win the lottery (or achieve ANY goal, in ANY area). . It does not say to you (and your Subconscious will not tell you either on its own initiative):

“John, Robert, Mary, etc., YOU have this conflicting VALUE that “money is evi”l, or that “rich people do not go to heaven”, or that “rich people are dishonest”, that “there are other things more important than money”. Therefore, as long as you continue holding any one of these conflicting VALUES, you cannot win”. OR . . .

“John, Robert, Mary, etc., YOU have this conflicting, limiting BELIEF that “Money is dirty”, “You cannot afford it”, or that “It is very hard for you to make money”. Therefore, as long as you continue holding any or all of these limiting beliefs you cannot win”.

In this case, it is NOT the belief in winning the lottery that is the problem. The problem is that one BELIEF (about winning) is in total CONFLICT with a hidden VALUE and/or another hidden BELIEF,

That is WHY we teach that you must not only identify/eliminate limiting, useless beliefs and replace them with beliefs that are NOT in conflict with your goals. You must ALSO identify/ eliminate the hidden CONFLICTING values and replace then with VALUES that are in perfect harmony with your other beliefs and goals.

There are many people who are absolutely certain they will achieve a certain goal. And, SOMEHOW, they always come up short.

The answer: their absolute belief and certainty have found ANOTHER hidden, conflicting belief and/or value which totally neutralize(s) their belief in total victory!

So, the question for you is:

A — Do you know what your BELIEFS are regarding your goal (be it winning the lottery or ANY other goal)? Do you know which BELIEFS are in CONFLICT with the goal(s) you want to achieve? If you do not know what your beliefs are and what conflict they can produce in your life, you will have lots of difficulty getting what you want.

B — Do you know what your VALUES are? Do you know in what order (sequence) they are? Do you know which VALUES are in CONFLICT with the goal(s) you want to achieve? If you do not know what your values are and what conflict they can produce in your life, you will have lots of difficulty getting what you want.

Now, you know what MOST gurus and experts do NOT know or, for some MYSTERIOUS reasons, FAIL to teach you about.

TAKE ADVANTAGE OF THIS KNOWLEDGE and straighten out your beliefs and values. Once you achieve that, your vibrations will automatically take care of themselves.

Sincerely,

.
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Long Term Benefits Of Hiring an Injury Attorney in San Diego

If you have found yourself suffering an injury as a result of working in a specific environment, you might want to contact an injury attorney in San Diego so that you can begin reaping the benefits of this type of assistance. One of the best things about a great injury attorney in San Diego is the fact that their help can assist individuals in the long and the short term, and so it is important that potential clients get to know all of the advantages before making a decision concerning whether to hire them. Those that are unsure about the long term benefits of hiring the right professional for the job might want to take some time to locate this information so that they can make a sound decision when the time comes for them to pick the right lawyer for the job.

Not all injuries heal quickly, and this means that an injury attorney in San Diego will often have to get to know the extent of the issues before they begin working out how much compensation they will need to ask for. A professional who has a lot of experience within this field might be in a better position to determine how much compensation should be sought for a specific type of injury, and this is because they have probably dealt with similar situations in the past. It is important for your lawyer to focus on the individual characteristics of your case, however, since there will be certain elements that differ from other cases.

In the event that you suffer a disease that will span the rest of your life, or at least the next few decades, your injury attorney in San Diego will need to ensure that you are covered, financially, during this period. Dealing with a chronic illness or injury can be difficult, which is why you need to make sure that you have the right legal team on your side to assist you.

When you put in the time and effort to ensure that you are legally covered in the event of a work injury, you can rest assured that you will get much more out of the process in the long run. Ultimately, the right injury attorney in San Diego should assist you in getting the compensation that you require so that you can focus on healing without having to worry about the financial issues that might arise as a result of not being able to work.

For more information about injury attorney San Diego, visit our website.

How To Choose An Honest Family Attorney

One of the most emotional time in every persons life is when the marriage is on a turmoil and have to undergo divorce, even though you have your marriage is irretrievably broken it is usually hard to file or serve divorce papers, for this reason you need to services of a family law attorney in los Angeles to help you go about this; at time your fellow maybe overwhelmed and become angry, get depressed or even commit suicide. Divorce involves many issues and for this it important you choose a good family law attorney who understands what going on, in this article you will find three important aspects you should focus when looking for a divorce lawyer.

Honesty:

Divorce is something that revolves all about your life and you have some important and confidential information you will have to disclose; you need someone who you can trust with this information, someone who you can communicate comfortably without hesitation and someone who can also counsel you at any given point. Sometimes people prefer to have a family law attorney of either gender whereas other dictates a female or a male. The big issue at this situation is you being able to converse with your lawyer and have him understand your stand, expectation about the case. A family law attorney in Los Angeles should be able to listen to what you saying, give quick response and illustrate how to go about this case. Always try to look for an honest lawyer who can communicate with you efficiently.

Skills:

Law is a very complex field and requires a very articulate and eloquent person to work on it, therefore divorce being one of the major fields in family law, take you time to locate skillful and competent family law attorney in Los Angeles. When you are out there trying to locate a qualified person there are several important you should always ask, try not to be general when interviewing but be to the point, i.e. how many divorce cases have you ever contested? Have you ever brought or defended a case of my magnitude before, if yes try to relate his eloquence and years of practice and success.

Pricing:

A family law attorney in Los Angeles should always have a fair pricing model, i.e. his hourly rate should correspond his expertise, skills and not mere greed. The pricing mode should be as per his success and in line with current trends, that is the lawyer that you choose to represent you should not take advantage to charge you extra money for his own research that does not correspond what you are based, also be considerate about time involved in the research and paper filing as this will give you an opportunity to analyze money and time spent and how much it would cost at the normal market trends. A new family law attorney in los Angeles may charge less hourly rate but take more time to finish your divorce papers while as a skilled and experienced lawyer may offer a highly hourly rate and take half the time the new lawyer would take therefore making some consideration irrelevant. Look for skillful and expertise before negotiating on any thing.

If you are looking for a good family law attorney in los angles feel free to contact Berenji & Associates who will offer you aggressive representation on all matters.

Latvia Immigration Visa Processing From India

Latvia is considered for immigration because it is one of European Unions fastest growing economies. This nation located in the north of Europe is a major financial, cultural and commercial centre with the regions largest international airport. The country is a member of premium international organizations like World Trade Organization, International Monitory Fund, European Union, United Nations, Nordic Investment Bank etc. It is also an important seaport. All the above factors make Latvia a very commercially viable centre.
The culture of the country is very open and accepting towards new immigrants with their cultural diversity. Main practiced religion of the country is Christianity. The climate of the country varies from region to region, though at time it gets considerably cold. The population is a mix of Latvians as well as Russians.
All the sectors of the country have been privatized and it practices Capitalist mode of economy. This act has brought good returns to the commerce of Latvia, contributing in the countrys economic growth as well as increasing employment and investment opportunities manifold. This economy also makes the country ideal for foreign investment, as those investments can reap large benefits due to privatization. The country favours immigrant investment and business practices.
Latvia offers a Temporary Residence Permit to those who wish to settle in the country for a longer period of time as it enables them to reside in the country for a particular amount of time and gives them free access to many territories for business. A Latvia Temporary Residence Permit allows unrestricted movement and settlement opportunities in European Union countries.
To immigrate to Latvia, it is important that an applicant must first gather all the essential information regarding immigration and assess the locations suitability with regards to self. Since the immigration procedure is long and tedious, it is advised that the services of a professional visa and immigration consultant are sought. An efficient consultant can make Latvia immigration visa processing from India a piece of cake experience. There are consultants who have been in the industry for many years and have a lot of experience in cases of Latvia immigration visa processing from India. Such consultants will take the burden off the shoulders of the applicant and take care of immigration procedures like application filing, documentation, Visa interview preparation and all such major aspects. A good consultant will look after each and every detail with responsibility.
However, before choosing a consultant on must ensure that the consultant has experience in the field of Latvian immigration. Apart from experience, the consultant should necessarily have all the licenses required to practice this trade and must be duly qualified for the profession. One must beware of fake consultants who suggest presenting fake documentation in order to speed-up the immigration process.

Considering The Essential Facts Regarding Personal Injury Compensation Claims

The injuries that you are afflicted with, after meeting with an accident, can damage the condition of your body. Depending on the graveness of the accident and the injuries you suffer, you need to get the required medical assistance. Whether the injuries you suffer are minor or severe, you have every right to make the personal injury compensation claim. If you are the hapless victim of an accident, where it was the fault of the opponent party, or it took place due to the negligence of your employer failing to offer the best of facilities at the workplace, you can seek justice.

It is the proof or the concrete evidence that you need to be equipped with which empowers your solicitor to fight for your case with full acuity. The illness or the ailment that keeps you down after facing the accident need to be backed up by proofs like the medical bills, the receipts that the health care institutions offer and the like. If an ill stroke of destiny makes you physically disabled, or you would have to do without any part of your anatomy, then such a huge loss needs to be compensated at any cost. You need to buck up and strive hard while seeking for securing the claims.

While defending your case, blurting out the facts that upholds your distressed condition can be strengthened with the proofs that you lawyer can provide during the proceedings of the case. Taking the decision that you want to fight for securing the financial assistance that you truly deserve, make sure it is not a hasty one. You need to consult a reputed legal firm, get hold of an able lawyer, and brief him with the necessary details. The nuggets of wisdom shared and pondered during the briefing session between the lawyer and his client can prove instrumental in arranging the different fragments of the case on compensation claims, harmoniously.

While seeking for obtaining the personal injury compensation claim, you need to check your affordability factor also. You should not let the fee that your solicitor charges, to bog you down. The experienced and well-skilled professionals who are pumped with great confidence do not compromise on the fees that they charge, easily. However, entering into a negotiation with the organizations that acts as the legal specialists, can make things a bit easier on your pocket. Once you win a case and get the compensation claims that you are entitled to get, you feel that you made a fruitful investment.

Collaborative Divorce — breaking up doesn’t have to mean breaking the bank

The collaborative process, started by Minneapolis family lawyer Stuart Webb in 1990, provides alternative dispute resolution using a team of professionals working jointly for the couple, rather than in adversarial roles. It is just now hitting the radar screen in Illinois, where practitioners estimate that about 300 divorces have been handled this way in the last several years. The state averages about 35,000 divorces a year, records show.

Both parties agree not to enter litigation. Couples often hire attorneys trained in collaborative law and bring in shared accountants, financial planners, business valuation experts, child psychologists and even life coaches to help the couple. Unlike impartial mediators, the attorneys can advise their clients as advocates.

Proponents say it dramatically cuts the tension–and the costs–involved in traditional contested divorces.

There are skeptics, however. Among the critics are those who say the peacefulness of the process encourages divorce and attorneys who say the best representation for any divorcing spouse is a vigorous offense.

Participants in a collaborative divorce sign documents promising to disclose all assets, and their attorneys agree to walk away from the case if the parties end up going to trial.

An average contested divorce can run about $30,000, but it’s not uncommon for some to reach six figures, attorneys say.

Collaborative costs vary widely, depending on the number of professionals involved and the number of meetings it takes for spouses to agree on a settlement. Collaborative attorneys estimate that most of these cases settle for half to a third of what their bill would have been with a court battle. Settlements must be reviewed and approved by a judge.

Costs ranged from $5,000 to $21,000, representing as high as 15 percent of annual household income.

Even friendly divorces come with costs that reach beyond the courtroom, however, and women especially tend to feel the strain. Divorce Magazine reported the drop in standard of living for women after divorce was 45 percent in 2000. About 20 percent of people filing personal bankruptcy had been recently divorced, according to Harvard University law professor Elizabeth Warren, who has studied families in dire financial straits since 1986 and who is considered one of the leading national authorities on bankruptcies.

Your staff: In addition to consulting attorneys, divorcing couples are turning to specialized financial planners to run living cost estimates, decide the value of family businesses and prepare investment return projections on proposed settlements.

Typically these are accountants, certified financial planners or other financial advisers who offer a specialized divorce practice. Someone who has a Certified Divorce Financial Analyst designation has also taken a self-study course and completed four exams related to divorce finances, but be sure to inquire what other credentials he or she has. Training is done through the Institute for Divorce Financial Analysts in Southfield, Mich. (800-875-1760).

If you’ll need help valuing assets or a business, or suspect your future ex may be hiding money you also may need to contact a forensic accountant.

If you are the primary breadwinner but are considering a lower-paying job as you go through the divorce transition years, tread carefully. Some judges will require you to maintain your family’s previous standard of living. A judge may rule you’re more than capable of a high earning power and decide to award less alimony.

Your portfolio: If you think you’ll have to draw down some retirement money to cover expenses in the first few years of divorce, do it sooner rather than later, this way you can take a distribution at the time of divorce without a penalty,

Your tax return: Be sure to consider the tax consequences of your divorce settlement. The more money a primary breadwinner doles out as alimony instead of child support, the more he or she can deduct from income, experts say. The spouse receiving the alimony will have to pay income taxes on the money, but usually it will be at a lower tax bracket. Child support, on the other hand, isn’t deductible from income.

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DUI lawyer helps you to overcome your mistakes

Essential tips to hire a DUI lawyer

Finding a Milwaukee DUI lawyer is a kind of daunting task, though it is an integral part of accomplishing the goals in your case. Here are some helpful tips to determine the lawyer is right for you.

1. Get a referral: If you know someone, who has had DUI in their past, you can get referral from them. Ask them about any positive or negative experiences they have had with their DUI attorney. In many cases, attorneys can provide you with names of past clients who are willing to share information about their experiences. 2. Be sure about the specialization: Though, this step looks like a very simple step but the fact is it is the crucial one. Ask any DUI attorney how long the person is practicing DUI law. Try to find out if the lawyers keep up-to date their knowledge on ever changing drunk driving laws. It is a good idea to ask specific questions about your case and how it will affect you. If the attorney is reluctant to give you specific answers about your case, it is advisable to avoid that lawyer. 3. Make sure that the attorney practices in your area: You should find the DUI close to your locality or the person have enough knowledge about the DUI laws of that place where you stay. 4. Trial experience: You should find out an attorney who has trial experiences with DUI cases. 5. Discuss fees: Have a honest discussion about the fees with your attorney. If the lawyer prefers flat fee arrangements or does he or she bills an hourly fee. You can ask if you can choose the fee arrangement. Your case may need expert witnesses, investigators, and other outside assistance. You need to know what these costs are up front instead of being surprised when you see the final bill.

The free of cost first meeting

Usually, lawyers never charge for their first meeting with the client. They are aware that it’s kind of counseling. In your first meeting you can find out whether that lawyer is the right one for your case. You should feel comfortable with your lawyer while discussing about your problem. If you are unsatisfied, it’s better not to pursue your meeting further, no matter how cost effective the lawyer is. Whether you choose the lawyer over the internet or recommended by your friend first meeting is essential and expected for each of the case.

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